Terms of Service

Last updated: December 17, 2025

Welcome to InitStack. These Terms of Service (“Terms”) constitute a legally binding agreement between you and Loopclub Ltd, a Delaware limited liability company (“Company,” “we,” “us,” or “our”). By accessing or using our platform, services, website, or any related applications (collectively, the “Services”), you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Services.

1. Acceptance of Terms

By creating an account, accessing, or using InitStack, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, Cookie Policy, and AI Use Policy, which are incorporated herein by reference. If you are using the Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website and updating the “Last updated” date. Your continued use of the Services after such modifications constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

2. Eligibility

To use InitStack, you must:

  • Be at least 18 years of age, or the age of majority in your jurisdiction, whichever is greater
  • Have the legal capacity to enter into a binding agreement
  • Not be barred from using the Services under applicable law
  • Not have been previously suspended or removed from the Services
  • If using on behalf of an entity, have authority to bind that entity to these Terms

3. Description of Services

InitStack is an AI-powered platform that enables users to build, deploy, and manage web applications through natural language interactions. Our Services include, but are not limited to:

  • AI-assisted application development and code generation
  • Visual application builder and editor
  • Database management and storage solutions
  • User authentication services
  • Payment processing integration
  • Application hosting, deployment, and scaling
  • Collaboration and team management features

We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Services.

4. Account Registration and Security

4.1 Account Creation

To access certain features of the Services, you must create an account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your account information
  • Maintain the security and confidentiality of your login credentials
  • Notify us immediately of any unauthorized access or use of your account
  • Accept responsibility for all activities that occur under your account

4.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. We are not liable for any loss or damage arising from your failure to protect your account information. We reserve the right to suspend or terminate accounts that we reasonably believe have been compromised.

5. Acceptable Use Policy

You agree not to use the Services to:

  • Violate any applicable local, state, national, or international law or regulation
  • Infringe upon intellectual property rights of any party
  • Distribute malware, viruses, or any other malicious code
  • Engage in phishing, spoofing, or similar fraudulent activities
  • Send spam, unsolicited communications, or unauthorized advertising
  • Harass, abuse, threaten, or incite violence against any individual or group
  • Create applications that promote discrimination, hatred, or violence
  • Build applications involving illegal gambling, controlled substances, or weapons
  • Interfere with or disrupt the integrity or performance of the Services
  • Attempt to gain unauthorized access to the Services or related systems
  • Reverse engineer, decompile, or disassemble any aspect of the Services
  • Use automated means to access the Services without our express permission
  • Circumvent any access controls or usage limits
  • Resell, sublicense, or redistribute the Services without authorization
  • Use the Services in any manner that could damage, disable, or impair our systems

We reserve the right, but have no obligation, to monitor your use of the Services and investigate any suspected violations of these Terms.

6. User Content and Intellectual Property

6.1 Your Content

You retain ownership of all content, data, code, and applications that you create using the Services (“Your Content”). The code generated by our AI systems for your applications belongs to you, and you may export, modify, and use it as you see fit, subject to any third-party licenses that may apply to incorporated components.

6.2 License Grant to Company

By using the Services, you grant us a limited, non-exclusive, royalty-free, worldwide license to:

  • Host, store, and display Your Content as necessary to provide the Services
  • Process Your Content using AI and other technologies to provide the Services
  • Create backups and copies for disaster recovery and data protection
  • Analyze aggregated, anonymized usage patterns to improve our Services

This license terminates when you delete Your Content or your account, except for content that has been shared with others or made public.

6.3 Company Intellectual Property

InitStack, including its original content, features, functionality, user interface, design, trademarks, service marks, and logos, is and shall remain the exclusive property of Loopclub Ltd and its licensors. Our intellectual property is protected by copyright, trademark, patent, trade secret, and other intellectual property laws. Nothing in these Terms grants you any right to use our trademarks, logos, or brand features without our prior written consent.

6.4 Your Responsibilities

You are solely responsible for ensuring that Your Content complies with applicable laws and does not violate any third-party rights. You represent and warrant that you have all necessary rights, licenses, and permissions to use and share Your Content through the Services.

7. Payment Terms and Billing

7.1 Fees and Payment

Certain features of the Services require payment. You agree to pay all applicable fees as described on our pricing page. Fees are billed in advance on a monthly or annual basis, depending on your selected plan. All fees are quoted and payable in U.S. dollars unless otherwise specified.

  • You authorize us to charge your designated payment method for all fees
  • You are responsible for providing valid and current payment information
  • All fees are exclusive of taxes, which you are responsible for paying
  • Failed payments may result in suspension or termination of your access

7.2 Price Changes

We reserve the right to change our prices at any time. We will provide at least thirty (30) days' advance notice of any price increases. Your continued use of the Services after the price change takes effect constitutes your agreement to pay the updated fees.

7.3 Refund Policy

All fees are generally non-refundable. However, if you believe you are entitled to a refund, you must contact us at billing@gantry.dev within seven (7) days of the charge date. Refund requests will be evaluated at our sole discretion, taking into account your usage of the Services during the relevant period. After seven (7) days from the charge date, no refunds will be issued under any circumstances.

Any refund granted is at the sole discretion of Loopclub Ltd. Usage of the Services during the billing period, patterns of refund requests, and other factors may be considered when evaluating refund requests. We reserve the right to deny any refund request.

7.4 Cancellation

You may cancel your subscription at any time through your account settings. Upon cancellation, you will retain access to paid features until the end of your current billing period. No prorated refunds will be provided for unused portions of a subscription period.

8. Service Availability and Modifications

8.1 Service Availability

We strive to maintain high availability of the Services but do not guarantee uninterrupted or error-free operation. The Services are provided on an “as available” basis. We may:

  • Perform scheduled maintenance with or without advance notice
  • Experience unplanned outages due to technical issues
  • Impose usage limits to ensure platform stability and fair usage
  • Temporarily suspend access for security or operational reasons

8.2 Service Modifications

We reserve the right to modify, update, or discontinue any feature or functionality of the Services at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of any feature or functionality.

9. Third-Party Services and Integrations

The Services integrate with various third-party services to provide our functionality:

  • Cloud Infrastructure: Cloudflare, Fly.io, DigitalOcean, Amazon Web Services (AWS)
  • Payment Processing: Stripe
  • Authentication: Google OAuth
  • AI Services: Anthropic, Google, OpenAI

Your use of such third-party services is subject to their respective terms of service and privacy policies. We do not endorse, control, or assume responsibility for any third-party services. We are not liable for any loss or damage arising from your use of third-party services.

10. Artificial Intelligence Usage

InitStack utilizes artificial intelligence technologies to provide its core functionality. By using the Services, you acknowledge and agree that:

  • AI-generated code and content may contain errors, bugs, or security vulnerabilities
  • You are solely responsible for reviewing, testing, and validating all AI-generated output
  • AI outputs are provided “as is” without any warranty of accuracy or fitness
  • We are not liable for any damages arising from your use of AI-generated content
  • Your prompts and interactions may be processed by third-party AI providers

For more information about how we use AI, please see our AI Use Policy.

11. Beta Features and Preview Services

We may offer certain features, services, or functionality on a beta, preview, early access, or similar basis (“Beta Features”). Beta Features are provided “as is” and “as available” without any warranties. By using Beta Features, you acknowledge that:

  • Beta Features may be unstable, incomplete, or contain bugs
  • Beta Features may be modified or discontinued at any time without notice
  • Data created using Beta Features may be lost or corrupted
  • Beta Features are not covered by our standard support or SLAs
  • Your use of Beta Features is at your own risk

We may collect additional feedback and usage data from Beta Features to improve our Services. Your participation in beta programs does not entitle you to continued access to any feature.

12. Data Export and Portability

You may export Your Content from the Services at any time using the export features available in your account settings. We provide reasonable data export capabilities to allow you to retrieve your applications, code, and data. Upon account termination, you will have a limited period (typically 30 days) to export Your Content before it may be deleted.

We are not responsible for any data loss that occurs if you fail to export Your Content before account termination or deletion. Export formats and capabilities may vary and are provided at our discretion.

13. Feedback and Suggestions

If you provide us with any feedback, suggestions, ideas, improvements, or other input regarding the Services (“Feedback”), you grant us a non-exclusive, perpetual, irrevocable, royalty-free, worldwide license to use, modify, incorporate, and commercialize such Feedback without any obligation to compensate you. You waive any rights you may have to such Feedback, including moral rights.

We are not obligated to implement any Feedback, and any implementation decisions are at our sole discretion.

14. Termination

14.1 Termination by You

You may terminate your account at any time by contacting us or using the account deletion feature in your settings. Upon termination, you will lose access to the Services and Your Content.

14.2 Termination by Company

We reserve the right to suspend or terminate your account and access to the Services:

  • With Notice: We may discontinue providing Services to you by providing fifteen (15) days' advance written notice to the email address associated with your account.
  • Immediately Without Notice: We may terminate your account immediately if we determine, in our sole discretion, that you have violated these Terms, engaged in fraudulent or illegal activity, posed a security risk, caused harm to us or other users, or engaged in conduct that we deem harmful to our business interests.

14.3 Effect of Termination

Upon termination of your account:

  • Your right to access and use the Services immediately ceases
  • We may delete Your Content after a reasonable retention period (typically 30 days)
  • You remain liable for any fees incurred prior to termination
  • Provisions that by their nature should survive termination shall survive

14.4 No Refunds Upon Termination for Cause

If your account is terminated due to your violation of these Terms, fraudulent activity, malicious conduct, or any other cause attributable to you, you shall not be entitled to any refund of fees paid. All fees paid prior to termination are non-refundable, and you forfeit any remaining balance or credits on your account.

15. Remedies for Violations

In addition to termination, if you violate these Terms, engage in malicious activity, or cause harm to us, our Services, or other users, we reserve the right to:

  • Pursue any available legal remedies, including injunctive relief
  • Seek monetary damages for any losses incurred
  • Report your activities to appropriate law enforcement authorities
  • Cooperate with law enforcement in any investigation
  • Disclose your information as required by law or legal process

You agree to indemnify us for any costs, including attorney's fees, arising from your violation of these Terms or any claims made by third parties as a result of your conduct.

16. Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
  • WARRANTIES ARISING FROM COURSE OF DEALING, USAGE, OR TRADE PRACTICE
  • WARRANTIES THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE
  • WARRANTIES REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY CONTENT
  • WARRANTIES THAT ANY DEFECTS WILL BE CORRECTED
  • WARRANTIES REGARDING AI-GENERATED CODE OR CONTENT

YOU ACKNOWLEDGE THAT YOU USE THE SERVICES AT YOUR OWN RISK. WE DO NOT WARRANT THAT THE SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS.

17. Limitation of Liability

17.1 Exclusion of Certain Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL LOOPCLUB LTD, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR:

  • ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
  • ANY LOSS OF PROFITS, REVENUE, BUSINESS, OR ANTICIPATED SAVINGS
  • ANY LOSS OF DATA, GOODWILL, OR REPUTATION
  • ANY BUSINESS INTERRUPTION OR LOSS OF BUSINESS OPPORTUNITY
  • ANY THEFT, UNAUTHORIZED ACCESS, OR SECURITY BREACHES
  • ANY COSTS OF PROCUREMENT OF SUBSTITUTE SERVICES

THIS EXCLUSION APPLIES REGARDLESS OF THE THEORY OF LIABILITY, WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

17.2 Cap on Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL CUMULATIVE LIABILITY FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU HAVE PAID TO US IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

17.3 Discretionary Compensation

Notwithstanding the above limitations, in extraordinary circumstances and at our sole discretion, we may elect to provide compensation for documented losses. Any such compensation shall not exceed twenty-five percent (25%) of the fees paid by you in the twelve (12) months preceding the incident. This provision does not create any right or entitlement to compensation, and any decision to provide compensation is entirely at our discretion.

17.4 Essential Basis of Agreement

YOU ACKNOWLEDGE AND AGREE THAT THE LIMITATIONS OF LIABILITY IN THIS SECTION ARE AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN YOU AND US, AND THAT WE WOULD NOT PROVIDE THE SERVICES WITHOUT THESE LIMITATIONS.

18. Indemnification

You agree to indemnify, defend, and hold harmless Loopclub Ltd, its officers, directors, employees, agents, licensors, and service providers from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating to:

  • Your use of the Services
  • Your Content or any application you create using the Services
  • Your violation of these Terms
  • Your violation of any applicable law or regulation
  • Your infringement of any third-party rights
  • Any claim that Your Content caused damage to a third party
  • Any dispute between you and any third party

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of such claims.

19. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles. You agree that any legal action or proceeding arising out of or relating to these Terms or the Services shall be brought exclusively in the state or federal courts located in Wilmington, Delaware, and you hereby consent to the personal jurisdiction and venue of such courts.

20. Dispute Resolution and Arbitration

20.1 Informal Resolution

Before initiating any formal dispute resolution proceeding, you agree to first contact us at legal@gantry.dev and attempt to resolve the dispute informally for at least thirty (30) days.

20.2 Binding Arbitration

If we cannot resolve the dispute informally, you and Loopclub Ltd agree to resolve any disputes through binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with its Commercial Arbitration Rules. The arbitration shall take place in Wilmington, Delaware, or at another mutually agreed location. The arbitrator's decision shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

20.3 Class Action Waiver

YOU AND LOOPCLUB LTD AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. You waive any right to participate in a class action lawsuit or class-wide arbitration against us.

20.4 Exceptions

Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights. Additionally, disputes that qualify for small claims court may be brought in small claims court in Delaware.

21. General Provisions

21.1 Entire Agreement

These Terms, together with our Privacy Policy, Cookie Policy, and AI Use Policy, constitute the entire agreement between you and Loopclub Ltd regarding the Services and supersede all prior agreements, understandings, and communications.

21.2 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the parties' original intent.

21.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of Loopclub Ltd.

21.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign our rights and obligations under these Terms without restriction.

21.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, pandemic, government actions, or failures of third-party services.

21.6 Notices

We may provide notices to you by email to the address associated with your account or by posting notices on the Services. You agree that electronic notices satisfy any legal requirement that notices be in writing.

22. Contact Information

For questions about these Terms, please contact us at:

  • Email: legal@gantry.dev
  • Address:
    Loopclub Ltd
    4023 Kennett Pike #50389
    Wilmington, DE 19807
    United States

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